About Mortgage First Direct — Your Trusted Mortgage Partner
At Mortgage First Direct, our mission is simple: to help you achieve your homeownership goals with clarity, confidence, and exceptional service. Since 2000, we’ve been delivering honest, transparent mortgage solutions tailored to buyers and sellers across New Jersey, New York, Texas, Florida and Pennsylvania.
Whether you’re purchasing your first home, upsizing to fit a growing family, downsizing, or refinancing to secure more favorable terms, we’re here to guide you every step of the way.
Why Home Buyers & Sellers Choose Us
In a competitive 2025-2026 housing market, choosing the right mortgage lender matters more than ever. Borrowers are actively searching for lenders who offer:
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Competitive mortgage rates and low closing costs
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Fast pre-approval and personalized loan options
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Expert guidance on refinancing, FHA/VA programs, and jumbo loans
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Clear communication and local market expertise
Our Commitment to You
We pledge to serve each customer with honesty, integrity, and competence. What does that look like in practice?
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We explain every step of the loan process in plain language.
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We help you navigate challenges — including credit questions or unique financing needs.
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We work to secure you the best mortgage rates available — whether you’re buying or refinancing.
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We provide tailored strategies so you can make smart, informed decisions about your home financing.
Our team stays on top of 2025/2026 mortgage trends, including changes in interest rates and loan programs, to deliver solutions that maximize your financial confidence and flexibility.
Serving Local Home Buyers & Sellers
As a trusted NJ & NY mortgage lender, we know that location matters — not just for your dream home, but for your financing options too.
We’re proud to offer:
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Local market insights and guidance
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Personalized loan consultations
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Customized mortgage plans for first-time buyers, repeat buyers, and investors
Whether you’re searching “best mortgage lenders near me” or looking for “mortgage rates in NJ”, Mortgage First Direct is here to deliver the answers and support you deserve.
Our Promise to You
From pre-approval to closing, we’re invested in your success. We’re not just here to provide a mortgage — we’re here to help you buy smarter and sell stronger.
📞 Call us today at 1-866-342-6678
✨ Mortgage First Direct — here to help, here to exceed your expectations.
Mortgage Calculator
Our user-friendly calculator puts you in charge of estimating your mortgage payment.