Mortgage First Direct Inc.
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Mortgage First Direct Inc.
  • Home
  • Home Purchase
  • Refinance
  • Apply Now
  • Today's Rates
  • Resources
  • Loan Programs
  • Loan Process
  • Mortgage Basics
  • Mortgage Calculators
  • Online Forms
  • FAQ
  • Careers
  • About
  • Contact
  • Blog
  • (866) 342-6678
Mortgage First Direct Inc.
  • Home
  • Home Purchase
  • Refinance
  • Apply Now
  • Today's Rates
  • Resources
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
    • FAQ
  • Careers
  • About
  • Contact
  • Blog
  • APPLY NOW

About Mortgage First Direct — Your Trusted Mortgage Partner

At Mortgage First Direct, our mission is simple: to help you achieve your homeownership goals with clarity, confidence, and exceptional service. Since 2000, we’ve been delivering honest, transparent mortgage solutions tailored to buyers and sellers across New Jersey, New York, Texas, Florida and Pennsylvania.

Whether you’re purchasing your first home, upsizing to fit a growing family, downsizing, or refinancing to secure more favorable terms, we’re here to guide you every step of the way.


Why Home Buyers & Sellers Choose Us

In a competitive 2025-2026 housing market, choosing the right mortgage lender matters more than ever. Borrowers are actively searching for lenders who offer:

  • Competitive mortgage rates and low closing costs

  • Fast pre-approval and personalized loan options

  • Expert guidance on refinancing, FHA/VA programs, and jumbo loans

  • Clear communication and local market expertise

Our Commitment to You

We pledge to serve each customer with honesty, integrity, and competence. What does that look like in practice?

  • We explain every step of the loan process in plain language.

  • We help you navigate challenges — including credit questions or unique financing needs.

  • We work to secure you the best mortgage rates available — whether you’re buying or refinancing.

  • We provide tailored strategies so you can make smart, informed decisions about your home financing.

Our team stays on top of 2025/2026 mortgage trends, including changes in interest rates and loan programs, to deliver solutions that maximize your financial confidence and flexibility.

Serving Local Home Buyers & Sellers

As a trusted NJ & NY mortgage lender, we know that location matters — not just for your dream home, but for your financing options too.

We’re proud to offer:

  • Local market insights and guidance

  • Personalized loan consultations

  • Customized mortgage plans for first-time buyers, repeat buyers, and investors

Whether you’re searching “best mortgage lenders near me” or looking for “mortgage rates in NJ”, Mortgage First Direct is here to deliver the answers and support you deserve.

Our Promise to You

From pre-approval to closing, we’re invested in your success. We’re not just here to provide a mortgage — we’re here to help you buy smarter and sell stronger.

📞 Call us today at 1-866-342-6678
✨ Mortgage First Direct — here to help, here to exceed your expectations.

Mortgage Calculator

Our user-friendly calculator puts you in charge of estimating your mortgage payment.

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About Us

We've been helping customers afford the home of their dreams for many years and we love what we have been doing since 2000.

Company NMLS: 257862
www.nmlsconsumeraccess.org

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Contact Us

1923 Springfield Ave, L2, Ste 103 Maplewood, New Jersey 07040

Phone: 973-763-4000
b2b@mfdweb.com

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Mortgage First Direct Inc. Accessibility Statement

General

Mortgage First Direct Inc. strives to ensure that its services are accessible to people with disabilities. Mortgage First Direct Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Mortgage First Direct Inc. website

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Enabling the Accessibility Menu

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Disclaimer

Mortgage First Direct Inc. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Mortgage First Direct Inc. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on Mortgage First Direct Inc. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: b2b@mfdweb.com